Terms of Service

1. Introduction

Welcome to the website of Entertainment products Noor Karim (the “Company,” “we,” or “us”), located at Sternallee 62, 68723 Schwetzingen, Germany. These Terms of Service (“Terms”) govern your purchase of our digital personality-test products and tarot-style reports (eBooks or web-based PDF downloads) (collectively, the “Products”) through our website. By accessing our site or completing a purchase, you agree to be bound by these Terms. Please read them carefully. These Terms apply to one-time digital purchases only; we do not offer any subscription or recurring payment services.

2. Eligibility

• Age Requirement: You must be at least 18 years old to purchase our Products. By purchasing, you represent and warrant that you are 18 or older. If you are under 18 (or the age of majority in your jurisdiction), you may use our services only with the permission of a parent or legal guardian.

3. Product Description

Our Products consist of online personality tests followed by customized digital tarot-style reports delivered as eBooks or PDF files. For example, upon purchase you gain: - Access to an online personality questionnaire. - A tarot-style report, delivered in digital form (eBook or PDF). - No physical items will be shipped or provided.

These Products are intended strictly for entertainment and personal reflection. They are not therapeutic, clinical, legal, financial, or medical services. They do not constitute professional advice or any guaranteed outcome.

4. Payment and Access

• One-Time Purchase: Products are sold for a single, up-front payment. We do not offer auto-renewing subscriptions or recurring billing. You will be charged only once at the time of purchase.

• Payment Methods: We accept major payment methods (e.g., credit/debit cards, PayPal, or other payment services displayed at checkout).

• Digital Delivery: After your payment is confirmed, the Product will be delivered electronically. For example, you may receive a download link by email or gain immediate access to the eBook/PDF on our site. Delivery typically occurs instantly or within minutes.

• No Shipping: Because our Products are digital, there is no physical delivery or shipping. No shipping charges apply. You are responsible for any standard internet access costs you incur.

5. Intellectual Property

All content provided by the Company – including the personality tests, tarot report content, graphics, text, and any website materials – is the exclusive property of the Company or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive license to use, download, or view the Product solely for your personal, non-commercial use. You may not copy, reproduce, distribute, modify, publicly display, or create derivative works from our content, except for printing or saving a single copy of the digital report for your personal use. All rights not expressly granted are reserved by the Company.

6. Disclaimers

• Entertainment Purposes Only: Our Products are provided for entertainment and informational purposes only. They are not a substitute for professional advice. For example, all tarot readings and personality reports are for entertainment only and should not be used as a substitute for professional advice in medical, psychological, legal, financial, or other matters.

• No Warranties: The content is provided “AS IS” without warranties of any kind. We make no guarantees regarding the accuracy, completeness, or usefulness of the results. We do not warrant that the service will be uninterrupted or error-free. Any reliance you place on the information is strictly at your own risk.

• User Responsibility: You acknowledge that any decisions you make based on the content are your own. The Company is not liable for any actions, decisions, or consequences resulting from your use of the Products.

7. Right of Withdrawal / Refund Policy

• EU Consumer Withdrawal Rights: Under EU law, consumers generally have 14 days to withdraw from an online purchase without reason. However, for digital content like ours, this right ends once the content is delivered and the performance of the contract has begun with your express consent. In particular, once you agree to the immediate download of the Product and the download starts, you lose your right of withdrawal. By confirming your order and receiving the download link, you acknowledge that you waive the 14-day cancellation right. In short, all sales are final once the Product is accessed or delivered, except as required by law for defective content.

• Defective Content (EU): Despite the foregoing, if the digital content is faulty or does not conform to the contract, EU law (Consumer Sales Directive and Digital Content Directive) requires that we remedy the issue. This means we will attempt to repair the content. If repair is not possible, we will provide a replacement or a refund, as appropriate. Any refunds for defective content will not exceed the amount you paid.

• No Statutory Returns: Because our Products are digital and provided immediately, we do not offer voluntary returns or refunds after delivery. For U.S. customers, there is no statutory “cooling-off” period for downloads; any refunds beyond defects are at our discretion.

8. Limitation of Liability

To the fullest extent permitted by law: - No Indirect Damages: The Company and its affiliates/providers will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Products or these Terms. This includes, without limitation, damages for lost profits, lost data, personal injury, emotional distress, or other losses, even if we have been advised of the possibility of such damages. - Liability Cap: The Company’s total liability in connection with your purchase is strictly limited to the amount you paid for the Product. In no event will our liability exceed that amount (or €100, if no payment was required).

These limitations apply regardless of the legal theory of liability (contract, tort, negligence, etc.), and even if a remedy fails its essential purpose. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability, so the above limitations may not apply to you in full. In such jurisdictions, the Company’s liability will be limited to the maximum extent permitted by law.

9. Governing Law

• Germany (EU): For European (including German) consumers, these Terms are governed by and construed in accordance with the laws of Germany, excluding its conflict of law rules. Mandatory consumer protection provisions of EU law also apply to EU customers. Any dispute arising under or related to these Terms (that is not covered by arbitration below) shall be subject to the jurisdiction of the competent courts in Germany, in accordance with the Consumer Rights Directive and other applicable EU rules.

• United States: For U.S. consumers, these Terms are governed by U.S. federal law and the law of the state in which the Company is incorporated (or, if applicable, the state of arbitration), to the extent not preempted by federal law. The Federal Arbitration Act (FAA) governs the enforcement of arbitration provisions.

10. Dispute Resolution and Arbitration

• U.S. Arbitration: If you are a U.S. resident, you and the Company agree that all disputes, claims, or controversies arising out of or relating to these Terms or your purchase will be resolved by binding, individual arbitration – not in court – and not as a class, representative, or consolidated action. The arbitration will be conducted under the U.S. Federal Arbitration Act, and by entering this agreement you and the Company each waive the right to a trial by jury and the right to participate in any class or collective action.

• Arbitration Procedures: Arbitration will be conducted under the rules of an established arbitration organization (for example, the American Arbitration Association) in the English language. Unless we both agree otherwise, the arbitration will occur in the county where you reside or another mutually agreeable location in the U.S. The arbitrator’s decision will be final and binding. Each party shall bear its own costs and fees (including attorney’s fees) in arbitration, except that the arbitrator may award fees and costs to the prevailing party if allowed by law.

• Injunctive Relief: Notwithstanding the above, either party may seek interim or preliminary injunctive relief in court to protect its intellectual property or confidential information. For example, if you infringe the Company’s copyrights or trademarks, the Company may go to court to obtain an injunction. Otherwise, all claims must proceed via arbitration as above.

• Other Jurisdictions (EU): EU consumers have the right to bring claims in their local courts or through EU Alternative Dispute Resolution bodies if they wish. In particular, EU consumers may use the EU ODR platform or local small-claims procedures without waiving the arbitration rights above (where applicable).

11. Amendments

We reserve the right to amend or update these Terms at any time. When we make material changes, we will post the revised Terms on our website and update the “Last Updated” date. We may also notify you by email for significant changes. By continuing to use the website or purchasing the Products after changes are posted, you agree to the new Terms. If you do not agree with any changes, you must stop using the service and request a refund (if applicable and legally permitted) within the withdrawal period (see above).

12. Contact Information

For any questions about these Terms, or to request assistance, please contact us at: - Company: Entertainment products Noor Karim - Address: Sternallee 62, 68723 Schwetzingen, Germany - Email: noor.karim@gmx.de

Please ensure that any requests or notices related to these Terms are directed to the above address.

Last updated: January 2025.